Now, you can apply for the Pag-ibig Multi-Purpose Loan or Calamity Loan online, via Virtual LOVE! Safer, more convenient, easier. Learn how in this video. Just click this link https://www.pagibigfundservices.com/virtualpagibig/Loans.aspx to apply. The online application for Short-Term Loan via Virtual Pag-IBIG is open to active members with 24 months Pag-IBIG savings (contributions) and with Loyalty Card Plus, LandBank or UCPB cash card. For members who have not yet received such cash cards, they can apply for Pag-IBIG Multi-Purpose Loan or Calamity Loan at any Pag-IBIG Fund office.